• J.D. Byrider and Tony Stewart - Hoosier Enterprises That Outdistance the Competition

    Posted 28 February 2017 12:00 AM by J.D. Byrider

    In 1979, Hoosier native Jim DeVoe, Sr. founded Auto Credit of Marion, IN. That same year, Hoosier native Tony Stewart won his first race of any kind behind the wheel of a go-kart in Westport, IN. And, both men had history to thank for their beginnings. The DeVoe family had a background in the auto industry, starting when Paul V. DeVoe opened a DeSoto-Plymouth dealership in Eaton, IN after returning from World War II. He later moved to Marion, IN, where he started DeVoe Chevrolet-Cadillac. Tony ...

  • What Happens to My Credit When I Miss A Payment? [Infographic]

    Posted 4 January 2017 12:00 AM by J.D. Byrider

    So you've missed a payment. You're not alone. But - it can have a big impact on your credit score. Here's what happens to your credit score when you miss a payment, and how you can recover.

  • how to establish credit

    How to Establish Credit

    Posted 26 October 2016 12:00 AM by J.D. Byrider

    You’ve heard the phrase “It takes money to make money.” Well, that’s pretty much the rule with credit, too. If you want to get a loan, most lenders will turn you away if you don’t have a solid credit history. But how can you have a credit history if no one will give you a loan? It’s a frustrating situation, but there are some ways to build your credit. About Credit Scores A credit score is a number that lenders look at to decide whether a person is a good cre...

  • Chip Card

    Will Your New Chip Card Protect You from Fraud?

    Posted 11 October 2016 12:00 AM by John Ulzheimer

    Unless you have been living under a rock for the past several months you are probably familiar with the new “chip” cards being distributed by many banks, credit unions, and credit card issuers. If your old cards have already been updated you may have even done an uncomfortable little dance at the cash register a few times, wondering whether you need to swipe or insert your new little piece of plastic into the credit card terminal to complete your transaction. However, what you may not realize is how these new cards work, what purpose they serve, and who this new technology actually protects.

  • Baby in car

    How to Pick Out a Car as a New Mom

    Posted 5 October 2016 12:00 AM by J.D. Byrider

    When you’re a new mom, the wise proverb “Ain’t nobody got time for that,” becomes a sacred mantra. If you had time, you’d probably make a cross-stitch of it, but, of course, you don’t actually have time for hobbies. While you’re trying to juggle school, work and shuttling your children from Point A to Point B, picking out a new car can seem like it’s not important enough to spend much time on. After all, you just need the kids to fit, right?

  • Commuting makes travel more cost-effective

    Carpooling Saves You Time, Money and Stress

    Posted 26 August 2016 12:00 AM by J.D. Byrider

    Carpooling has many more benefits than just letting you slide into the special carpool lane for cities lucky enough to have them. It saves money, especially if you have to commute long distances to work every day, it saves stress and time if you have multiple kids involved in multiple extracurricular activities, it’s great for the environment and it helps to reduce traffic in large cities. That said, people who choose to carpool spend a lot of time together during the week, so it’s important that carpoolers feels safe and comfortable.

  • Share car payments with your teen

    How to Get Your Teen a Reliable Car

    Posted 28 July 2016 12:00 AM by J.D. Byrider

    We’re getting close to back to school time, which means even more expenses for parents. But, parents of sophomores and juniors likely have another dilemma on their hands—how can they afford to get their soon-to-be-drivers a vehicle?

  • J.D. Byrider Racing Winners

    J.D. Byrider Races to Help Riley Hospital with 13-Year Sponsorship

    Posted 27 July 2016 12:00 AM by J.D. Byrider

    J.D. Byrider has been a proud sponsor of Race for Riley Children’s Hospital for 13 years. We support many local charities and events, such as the Wounded Warrior Foundation, the local Lemonade Day and, most notably, the American Heart Association’s Heart Walk.

  • As-is sales could cost you big

    What is an As-Is Sale?

    Posted 21 July 2016 12:00 AM by J.D. Byrider

    Car buying is never easy. It’s tempting to go to your local classifieds and just buy a car from a neighbor instead of shopping around dealerships. Taking the simple, cash-only route might seem like it saves you money since you don’t have to worry about financing charges or paying for a dealership’s involvement, but it can cost you in the long run.

  • Family road trips can save money

    Save Money, See the Nation: Road Trips Can Save You Big

    Posted 19 July 2016 12:00 AM by J.D. Byrider

    Road trips are a classic American pastime. Road trips offer families a chance to spend large amounts of time together while they explore the natural American landscape and learn more about American history. No matter what region of the country you live in road trips are a possible way for your family to enjoy the summer months together.

  • The reward of a newer car is worth the process

    5 Things to Consider When You Pick Out a Car

    Posted 14 July 2016 12:00 AM by J.D. Byrider

    Looking for a car is a daunting task. You have to find something that will fit you and your family’s needs, and you need to be able to comfortably make the payments each month. Ideally, you’ll also find something that you’re proud of and happy to drive. We’ve compiled a list of the top 5 things to evaluate when you’re looking at used cars.

  • Summer car trips are fun with proper maintenance

    5 Tips for Keeping Your Car in Great Shape This Summer

    Posted 12 July 2016 12:00 AM by J.D. Byrider

    When the heat of the summer hits, you’re probably thinking about ice cream cones and swimming pools—not about checking your tires. However, the higher temperatures, dusty atmosphere and stop-and-go traffic associated with summertime driving can really take a toll on your vehicle. Routine and preventative maintenance can help increase your chances for successful summer travel. Keeping a solid maintenance routine will also help your car last longer and demand a higher resale value when the time comes. Some of these suggested maintenance items can be done by yourself, but some are more complex and require a skilled mechanic.

  • Budgeting helps you save

    How to Budget for a Down Payment

    Posted 10 March 2016 12:00 AM by J.D. Byrider

    When you need a car, chances are good you need a car now. Without a reliable vehicle, your life stops because you can’t get to work or run errands. That’s why it’s important to start budgeting for a down payment before your car stops running.

  • Good credit makes car buying easier

    What Can I Do With Good Credit?

    Posted 3 March 2016 12:00 AM by J.D. Byrider

    Building a positive credit history and credit score helps you get what you want out of life, including buying a home, renting a nicer apartment, switching to a better cell phone plan or even getting a better job. The hard work you put into building a better credit score and a healthier credit report will definitely pay off in multiple ways.

  • Tips for using a debt reduction strategy

    Tips for Using a Debt Reduction Strategy

    Posted 14 January 2016 12:00 AM by J.D. Byrider

    This week, we’ve been talking a lot about different kinds of debt reduction strategies. However, none of them will work if you don’t stick to them. Here are some of our best tips for staying on track with your resolution to have a healthier financial future.

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