Buy Here Pay Here St. Cloud, Minnesota | J.D. Byrider

Address
975 Highway 10 South
St. Cloud, MN 56304
Sales:
(320) 281-2640
Service:
(320) 281-2666
Click to Call Sales

Today's Store Hours

Sales:
9:00 AM - 5:00 PM
Service:
Closed
SALES HOURS SERVICE HOURS
Monday 9:00 AM - 7:00 PM
Monday 8:00 AM - 5:00 PM
Tuesday 9:00 AM - 7:00 PM
Tuesday 8:00 AM - 5:00 PM
Wednesday 9:00 AM - 7:00 PM
Wednesday 8:00 AM - 5:00 PM
Thursday 9:00 AM - 7:00 PM
Thursday 8:00 AM - 5:00 PM
Friday 9:00 AM - 7:00 PM
Friday 8:00 AM - 5:00 PM
Saturday 9:00 AM - 5:00 PM
Saturday Closed
Sunday Closed
Sunday Closed

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Better Than a Buy Here Pay Here Experience

Get 60-Second Financing Now!

  • No Social Security number needed
  • No date of birth needed
  • No impact to your credit score
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J.D. Byrider could get you a dependable used car with no-haggle pricing, low initial payments and easy financing. If you’re thinking about shopping at a buy here pay here St. Cloud, MN, car lot, shop at J.D. Byrider instead. You could be approved and driving today!

  • Better Cars – Browse our cars online and you’ll see just part of our inventory. Our cars are all reconditioned, inspected, serviced and backed by clean titles.
  • Easy Financing – We base our approval on more than just your credit score, but we could help you improve it. We report all on-time payments to the major credit bureaus, which could help you improve your score and save you money down the road!
  • Better Car Care – We back all our cars with our Good to Go limited warranty. You can save money on oil changes and repairs over the lifetime of your car with our low-cost service department.

If you’ve been looking at buy here pay here car lots in St. Cloud, MN, you should know that you can get a reliable car, affordable payments and the security of our low-cost service center at J.D. Byrider.


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36 Month / 36,000 Mile Limited Warranty *

Every vehicle undergoes a Comprehensive Inspection and thorough reconditioning. Plus, there's extra value included because we offer low prices on parts and service. Ask about warranties and extended service options.

*Other warranty or service programs may also be available and offered at select dealerships. See individual dealer for full details.

Your Best Local Used Car Dealership Experience

At our used car dealership, we put our customers first. That’s why J.D. Byrider interviews over 10,000 customers from across the country each month to see how we’re doing. We have a national customer satisfaction rating of 95% for sales and 91% for service.* We look forward to serving you at our St. Cloud, MN location.

Our team will work with you and your budget so you could find a car that fits your needs and your finances. Start working with our experienced team today!

* "Source: Rolling 12-month average of J.D. Byrider Dealer Services Customer Service Indexing Study, January, 2014 – December, 2014, rated sales satisfaction at 95% and service satisfaction at 91%. When we ask our customers how they were treated, at least 95% of them tell us their sales experience with us was positive and at least 91% of them tell us their service experience with us was positive."




Shop our Inventory

We’re moving vehicles daily… so please call us or request an appointment now. Don’t miss your chance to get on the road today!

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What Our Customers Say

  • Improved Credit

    Kwami - Sherwood, AR

    I had NO credit because I had lived the last couple of decades paying for everything in cash. I had thought that when I went to get a car, the traditional dealerships would overlook that [paying in cash] due to my work history and income. I was sadly mistaken. I was denied by them all.

    When I saw your billboard, I called out of curiosity because I was sure I would be denied yet again. But, Keith told me to come talk with him — so, I did. Three hours later I drove off in my new car!!!

    That was 18 months ago. As a result of this car, my credit score went up to 700+, and with that, I just closed on my first home last month and I traded in my car for a BRAND NEW one at one of those dealerships that originally denied me.

    View Full Testimonial

  • Great Service

    Stephanie - Sherwood, AR

    I was very happy with the service, friendly sales staff, and the way the finance team worked within my budget to get me into a clean, well-maintained vehicle and help to re-establish my credit. I would recommend J.D. Byrider to all my friends and family!

    View Full Testimonial

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Over 25 Years and 1.2 Million Customers Later

If you’re looking for a dealer you can trust, you’ve come to the right place. J.D. Byrider has been in business for over 25 years and has matched over 1.2 million people with quality used cars and affordable financing. We have more than 165 dealerships located across the United States, including this one in St. Cloud, Minnesota. With a history like this, you know you can count on us.


Over 25 years in buy here pay here

News & Events

  • Spring has Sprung at J.D. Byrider St. Cloud!

    You probably no that spring is on its way, but did you also know that your car has springs as... Learn more

  • Timing is everything!

    Did you know? All cars have timing components. Some timing components are inside the car's engine and are considered maintenance-free,... Learn more
GoGo Bullhorn

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Reliable Used Cars and Honest Financing at Your Neighborhood J.D. Byrider

We know there are a lot of questions about buying a used car from a buy here pay here car lot. But J.D. Byrider isn’t like other dealerships. We believe in honesty and integrity in everything we say and do. Respect for the customer always comes first.

If you want to know the facts about J.D. Byrider, you should know:

  • We’ll never trick you into a car you can’t afford. If you can’t make your payments, no one wins.
  • We give you an opportunity to improve bad credit by reporting on-time payments to the major credit bureaus.
  • Our team members will go over your budget and your vehicle needs so you have the best chance to get the right car for your lifestyle.

Apply for financing today, and come see how J.D. Byrider is different from other dealerships in town.

Get Me Approved