J.D. Byrider - The Way to Go! J.D. Byrider - The Way to Go! J.D. Byrider

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  1. 1225 US Highway 9 Old Bridge, NJ 08857 6.5 miles View Inventory | View Dealership Page
  2. 2460 Freemansburg Avenue Easton, PA 18042 44.1 miles View Inventory | View Dealership Page
  3. 110 N. Courtland St. E. Stroudsburg, PA 18301 48.7 miles View Inventory | View Dealership Page
  4. 601 State Rd. Emmaus, PA 18049 54.7 miles View Inventory | View Dealership Page

Buy Here Pay Here Car Lots The Ultimate Guide to Finding Buy Here Pay Here Car Lots Near You & How it Works

If you’ve heard about “buy here pay heres” you may know why the term doesn’t really fit J.D. Byrider. Yes, we offer on-site financing and easy approvals, but we also offer quality cars that are inspected, computer tested, serviced and reconditioned. We want you to be as proud to drive your car as we are to see it on our lot.

That’s why we offer all our customers these benefits:

  • Easy credit approval
  • Affordable payments
  • 92 points inspected on each vehicle
  • Serviced, computer-tested and reconditioned cars
  • Clean-title verified
  • Limited warranty
  • Low-cost service and repairs
  • Will help put you in a position to improve your credit score

And, unlike a lot of buy here pay here car dealerships, once you leave our lot, you don’t leave our care. Many of our dealerships have limited warranties that last for up to 36 months / 36,000 miles, depending on the location. Others have optional extended service agreements that will keep your car running smoothly and affordably for years to come. Once your term is up, you’ll still be eligible for our Preferred Service Pricing, which means your car will be serviced at some of the cheapest rates in town.

buy here pay here dealership 

J.D. Byrider focuses on helping customers get into a good car, even if they have bad credit, and helping them improve their financial situation by reporting their on-time payments. We know that we’re succeeding at our mission because we ask our customers—the people who really matter to us. In our rolling customer satisfaction survey, 95%* of our customers asked say they’re are satisfied with us.

We’ve been helping customers who may have bad credit since 1989. Over that time, we’ve gotten more than a million customers into a car. With this kind of history, you can be sure that we’ll be here for you when you need us. Why would you want to trust anyone else?

Buy Here Pay Here Car Lots

Unlike many buy here pay here car lots, we invest in making our cars better before we put them on our lot. We only buy cars that meet our rigorous quality standards for safety and dependability, and then we test 92 different points on them. Then, we put an average of $1,500 into each vehicle to make sure they’re up to the J.D. Byrider standard of excellence.

Since we offer a limited warranty or an optional extended service agreement, we’re invested in making sure you can stay on the road affordably for a long time.

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Clean Titles

We don’t sell cars with salvaged, restored or rebuilt titles. Cars with branded titles (commonly known as “lemons”) have had enough damage to them that the insurance company declared it was cheaper to total them. The reason cars have branded titles are most often because of frame, flood or fire damage.

Cars with branded titles often:

  • Wear through tires more quickly, if the frame is bent
  • Are likely to rust if they’ve been in a flood
  • Have mechanical issues you may not spot right away
  • Have a significantly lower resell value
  • May have safety issues

We verify all our cars have clean titles with Carfax, AutoCheck or another reputable source so you can have peace of mind in the value and safety you’re getting from your vehicle.


We inspect 92 points on every vehicle we sell. Our technicians also take each car for at least a 20-minute test drive to make sure everything is running smoothly. The inspection process places a large focus on making sure the car is up to our safety and dependability standards.

Here are just a few points we check to make sure they’re in good working order:

  • Engine mounts, oil and filter, leaks and the intake manifold
  • Seat belts, spare tire, airbag warning lights, and the interior and exterior mirrors
  • Heating and A/C systems, along with the control knobs and switches
  • Frame, underbody, and the hood, trunk and gas releases
  • Electrical system, including headlights and taillights and the turn signals
  • Transmission, suspension, steering, fuel and braking systems

Computer Testing

We don’t just check the outside of your car. We also get into its core, including checking its logs with our computer testing system. This will show us if there are any misfires or engine codes, which could indicate trouble. We then repair anything we find and clear the codes.


Before your car leaves our lot, it will have had a fresh oil change and a new oil filter put into it. If the tires are bad, we’ll also replace them. We always conduct the factory-recommended service based on the vehicles miles to ensure you can drive your car worry-free until the next time your car needs servicing. And, when it does, we can offer you $10 or under oil changes for the life of your vehicle.

used car service 


We only buy vehicles that have clean titles, but sometimes they still could use a little time and money to get them to our high quality standards. That’s why we spend an average of $1,500 reconditioning all our cars. Here are just a few of the 76 parts we make sure are in good order, and fix if needed.

used car reconditioning

We focus on fixing any safety issues, like turn signals or the emergency brake. We also make repairs that will extend the life of the vehicle, like fixing faulty belts or anything that can cause a problem down the road. Other car lots may only detail their cars to make them look better, but we’re committed to making the investments that will also make your car more reliable and safe.

Buy Here Pay Here Credit

At J.D. Byrider, we believe you should be able to get a car based on your ability to make our easy payments—not on just a credit score. That’s why our friendly loan experts base your approval on your current financial situation, instead of past mistakes. We make used car financing easy with no-haggle pricing. And we want you to succeed, so we build your repayment schedule around your lifestyle.

Low Delivery Costs

Life isn’t always convenient, and we know your car isn’t likely to break down when you have a lot of money in the bank. When you need a new car, you often need it fast. That’s why we only ask for a low delivery payment before you can drive your new car home—often the same day you apply.

Affordable Payments

Our personalized payments make it easier to pay on time because they’re scheduled on your payday. Affordable payments are based on your lifestyle so they’ll fit into your budget. The average J.D. Byrider customer pays just $182.82** biweekly. And, we always make sure your budget will fit your car payment before you sign the paperwork, so you can feel confident you can succeed.

Multiple Payment Options

Need more ways to pay than just one? Try six! You can pay:

  • By text
  • By phone
  • Through our website
  • Through a MoneyGram
  • Through a Western Union
  • By automatic withdrawal
  • And, soon, through our app!

Part of our commitment to customer success is making it easy for our customers to stay current on payments. We recommend using automatic withdrawals because reputable sources like Daily Finance names it as one of the easiest ways to help yourself stay current, but we have plenty of other payment options that make paying on time convenient.

Credit Reporting

Unlike other companies that only say they report your on-time payments to credit bureaus, J.D. Byrider guarantees we report them to all three credit bureaus. We do this because helping to put you in a position to improve your credit is one of our company goals. We want customers to be able to finish out their contract with J.D. Byrider and be in a better place financially than when they started. To learn more about how credit reporting can affect your credit score, read our quick guide here.


When you buy a car from J.D. Byrider, you’re getting more than just your vehicle. You’ll receive our Preferred Service Pricing, discounts on oil changes and either a limited warranty or an optional extended service agreement.

Our expertly staffed service centers aren’t designed to make a profit. They help you stay on the road affordably, which means discounted oil changes and low-cost repairs.

Better Customer Service

J.D. Byrider employees are friendly and respectful. Unlike buy here pay here car lots, we won’t pressure you into buying a car you can’t afford. Instead, we’ll do our best to find one you love and that works for your lifestyle.

what is a buy here pay here 

On-Site Service

When something goes wrong, you can take your car right back to where you bought it to get it fixed. Many of highly skilled technicians are ASE Master Certified, and all of them have the training to diagnose and fix your vehicle. They’ll get you back on the road at an affordable price.

Preferred Service Pricing

One reason that owning a J.D. Byrider car is so much more affordable is our Preferred Service Pricing. Our expert technicians can diagnose and repair your vehicle at just half the average labor rate. Plus, we use our national buying power to get your parts cheaper, and we never mark them up.

Discounted Oil Changes

Maintenance is an important part of keeping your car running well, but it can get expensive. J.D. Byrider makes it easier for you to keep your car in top shape by offering oil changes that are $10 or less, depending on the location. Though some experts are saying you can go up to 10,000 miles between oil changes, Robert Sutherland, a Pennzoil scientist interviewed by the NY Times, recommends simply following your owner’s manual.

Limited Warranty or Optional Service Agreement

All of our cars come with either an optional extended service agreement or a limited warranty, for up to 36 months / 36,000 miles. Our warranty and service agreements cover things like the engine and the transmission, with the goal of keeping you on the road affordably. We believe that buying a car should help you stress less, so we designed our service department to support our goal of practical, affordable car ownership.

Get Started Today!

buy here pay here 

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* "Source: Rolling 12-month average of J.D. Byrider Dealer Services Customer Service Indexing Study, January, 2014 – December, 2014, rated sales satisfaction at 95%. When we ask our customers how they were treated, at least 95% of them tell us their sales experience with us was positive."

**Based on the J.D. Byrider national average over 12 months (July 2014-July 2015), using J.D. Byrider corresponding national averages for down payments of $ 1,587.19, vehicle purchase price of $12,271.35, average term of 47.17 months and APR of 21.12%. Your payment may vary based on your circumstances.