How much is the down payment?
The down payment depends on the vehicle. Many of our competitors will require large down payments, but we have a reputation for getting customers into vehicles with a much lower down payment.
How much is the vehicle I saw online?
If the pricing of the vehicle is not shown, it might be because the vehicle was just recently added to the website. Feel free to contact the store directly or visit the dealership for more information.
Do you still have make/model of vehicle I saw online?
If the vehicle is online, there’s a good chance that we still have it in stock. We do sell cars quickly and add new cars to our inventory daily. Please contact the store directly or visit the dealership for more information.
Do I need a valid driver’s license?
Yes, a valid driver’s license is required. Please bring it with you to the dealership, along with the following items:
- Your most recent pay stub
- Your most recent utility bill (to establish proof of residence)
- Down payment
- Contact information and addresses of references
- Trade title, if you have a trade-in
How long do I need to be employed to qualify for financing?
Whether or not you qualify for financing depends on your unique situation. Length of employment isn’t the only thing we look at. It certainly helps to be at your job for a longer period of time, but it’s not necessarily required.
How much money do I need to make each month to qualify for financing?
We don’t just look at your credit score or how much you make. This is one of the many reasons why customers with less-than-perfect credit come to us. Our approval process depends on your budget and what you can afford after you pay your other living expenses. We’ll help you figure out the best car payment for you, and put you into a vehicle that meets your needs and your budget.
What are the minimum qualifications for financing?
When considering your application for financing, we will look at your income, your expenses and your budget to determine whether you qualify. Since we take many factors into consideration, there is not a set list of minimum qualifications. Feel free to stop by or give us a call today to discuss your individual situation.
How can I find out what specific features a listed vehicle has?
You should be able to find details on the vehicle description page. If you have specific questions, feel free to call the store directly or stop in to take a look.
What is the minimum credit score needed to qualify for financing?
At J.D. Byrider, we look at more than just your credit score when deciding whether or not to approve our customers for an auto loan. We consider things like your income, your budget and your history of on-time payments (rather than just looking at your score alone). Because of that, there is no specific minimum credit score needed to qualify for financing from us.