Financing & Credit

There is a way to get financing for a great car even if you don’t have great credit.

Life Can Get in the Way

Sometimes, life happens and leaves you with a less-than-perfect credit score. And when it comes time to buy a car, people without a good credit score will probably find it difficult, if not impossible, to get approved for financing at a traditional dealership.

That’s a tough situation to be in, but there is a way to get financing for a great car even if you don’t have great credit.

Buy Here Pay Here Financing

Buy here pay here dealerships, like Byrider, are able to get you approved for financing even when traditional dealerships turn you away. Because we do all of our financing in-house, we aren’t at the mercy of third-party banks or other financial institutions when  making a decision on your loan application.

Credit Scores Count

When a traditional dealership sends your information to a bank, the bank will first look at your credit score. And if it’s not high enough, they won’t even take a glance at the rest of your information before denying your application.

The Whole Customer Matters Too

But at Byrider, we take a look at your whole financial situation, including income and your vehicle needs, before making a decision on your application. While we do look at your credit score, it’s not the only thing we base our decision off of.

More About Financing

To learn more, we created a page that explains the buy here pay here process and one that answers to frequently asked questions about buy here pay here loans.

Resources For Your Next Car Purchase

Don’t let your credit score keep you from getting the reliable and affordable transportation you need. To help you prepare for your next car purchase and to help you prepare for your first visit to one of our dealerships, we have put together a few resources.

Take a look at Buying a Car with Bad Credit to give a better understanding of how Byrider helps you get into a great used car.

Budgeting for a Car gives you some handy tips on how to save money for your next car purchase.

What to Bring when Buying a Used Car lets you know everything you need to bring to your appointment to make the car buying process as simple and short possible.

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We make it easy and fast to get you the financing you need for your new car.